Best Liability Insurance in Germany in 2024

5. CosmosDirekt

Overview: CosmosDirekt is a well-established insurance provider in Germany, offering a wide range of insurance products, including liability insurance. It is popular among expats due to its multilingual support and efficient claims processing.

Key Features:

  • Coverage Limit: Up to €5 million.
  • Claims Processing: Fast and efficient.
  • Cost: Typically under €50 per year.
  • Multilingual Support: Available in several languages, including English.

Pros:

  • Comprehensive customer support.
  • Fast claims processing.
  • Affordable premiums.

Cons:

  • Lower coverage limit compared to some competitors.
  • Limited additional coverage options.

Customer Reviews: CosmosDirekt has received numerous awards for its products and services, with high customer satisfaction ratings for its affordability and efficient service​​.

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